Behavioral
Prescoring
What Can
It Do?
- Increase approval rate for prospective clients with no credit history but the digital footprint
- Prevent defaults to minimize losses by improved prediction of defaults and frauds
- Personalise customer journey based on Smart Features and provide better offerings
- Strengthen current scoring/risk models with extended data - Smart Features


Whom Can
It Help?
Online Loans
- Increase approval rate or reveal fraudulent or anomalous loan applications
Insurance
- Reveal fraudulent and anomalous online claims or assess user's risk during new insurance calculation
E-commerce
- Predict what will be the next shopping stage or predict whether goods will be returned
How Does
It Work?
Zoe.ai collects user’s online behavioral data during visit on website or mobile site. Interactions are detailed data about user's behavior on website, e.g., what and how web pages have been interacted, how form is being filled, device fingerprints, input device biometry, locations and transaction data.
Zoe.ai aggregates and enriches these raw interactions and provides back extensive set of aggregated data called Smart Features.
Behavioral data are also interpreted by advanced AI Machine Learning algorithms in order to provide accurate predictions called Smart Predictions as a result from Zoe.ai.
Thanks to advanced technology Smart Features and Smart Predictions are provided in real-time through modern programmatic API. This allows to integrate Zoe.ai into real-time online business processes.
How to Start
Your New Era?
Feel free to try out free trial subscription offering.
1. Sign-up
Sign-up into system and
obtain credentials and key
to use public API
Needed Assistance with Initial Deployment?
No problem, we can assist you with initial deployment, just CONTACT US
Do You
Want More?
- Provide initial Data Collector setup and API integration easily for you
- Create Machine Learning model with existing customer data enriched by Zoe.ai data and evaluate its benefits
- Insights and advanced analysis of current customer data and workflow
- Integrate experience learning feedback in order to improve model performance
Driven
by Advanced
Technologies























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References
We are aligned with Lundegaarden family, common values shared
#innovation_and_moving_forward #openness_and_transparency
#flexibility_freedom_agility #clients_results_partnership
#non-formal_and_respect